PRICING
Plans that git your credit goals
Standard Plan
$300Best for
Individuals with moderate credit issues requiring a more robust approach.
Details: This package addresses simple disputes, removing up to 10 negative items from your credit report. A 6-month minimum is recommended for best results.
Focus Areas:
- Late Payments
- Collections
- Charge-offs
- Hard Inquiries
- Incorrect Balances
- Errors in Personal Info
- Duplicate Accounts
Advanced Plan
$400Best for
Individuals with significant or challenging credit issues requiring extensive effort.
Details: Our most aggressive plan addresses tough credit issues, including public records and identity theft. With no item limit, a 6-month minimum ensures the best results.
Focus Areas:
- All items in Packages 1 and 2
- Bankruptcies
- Car Repossessions
- Foreclosures
- Judgments
- Tax Liens
- Identity Theft Entries
Premium Plan
$1990Best for
Full 3 Bureau Sweep to remove all negative items across all major credit bureaus.
Details: Provides the most thorough and effective results, with ongoing financial protection and advanced strategies.
As a valued Optimum Financial Group client, you now have the opportunity to maintain ongoing financial protection. We will work aggressively to address and improve all negative items across all three major credit bureaus, ensuring comprehensive coverage.
Additionally, we will target sub-bureaus to leave no stone unturned, maximizing the chances of improvement in every area of your credit profile. This approach guarantees you the most thorough and effective results, making it the best value for achieving your credit goals.
At Optimum Financial Group, we are dedicated to helping our clients achieve financial success by leveraging proven credit-building strategies. Contact us today to learn more about adding a trade line and taking control of your financial future!
High-Impact repair plans
Tradeline
Best for
Individuals with moderate credit issues requiring a more robust approach.
Process:
- Consultation: We review your credit profile and recommend the best trade lines to meet your goals.
- Account Placement: You're added as an authorized user on a seasoned account with a strong history and low utilization.
- Reporting: The trade line updates on your credit report within 30–60 days.
At Optimum Financial Group, we enhance your credit profile by adding authorized trade lines.
Inquiries Removal
$500Best for
Get Negative Inquiries Removed from Your Credit Report!
- Fast & Reliable Service – We work to remove hard inquiries that negatively impact your credit score.
- Increase Your Credit Score – Eliminating unauthorized or excessive inquiries can help improve your credit standing.
- Professional Dispute Process – We handle all disputes with credit bureaus and creditors to ensure accuracy.
How It Works:
- Submit Your Request – Provide your credit report details.
- We Handle the Disputes – Our experts file removal requests with credit bureaus.
- See Results in 30–60 Days – Inquiries successfully removed will reflect in your updated report.
Peace of Mind Plan
$80Best for
Exclusive for Optimum Clients
- Unlimited Support – Anytime you need credit repair assistance, we've got you covered.
- Priority Service – Get faster response times and priority handling for your credit needs.
- Continuous Credit Monitoring & Disputes – We’ll help ensure your credit stays optimized.
- Hassle-Free Assistance – No extra charges, just peace of mind knowing you can count on us.
Eligibility: Only available to clients who have already completed our credit repair service.
Credit repair companies cannot remove accurate, legitimate negative information.
• Negative information remains on your credit report for 27 years (up to 10 years for bankruptcies).
• While individuals can dispute these items independently, our expertise ensures accuracy and efficiency in addressing errors.
Each package is tailored to provide you with the tools and services needed to achieve your credit goals.
Let us help you take the first step toward improving your financial future!
Optimum Financial Groups leverages lawful and effective strategies to help you reach your credit objectives. Act now for improved credit.
Company
Product
Business Info
8:00 AM - 3:00 PM (PST)
427 East 17th Suite F-#719 Costa Mesa CA 92627l
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