products & services
Plans that get your credit goals
Standard Repair
$1990Best for
Best for standard credit files with common negative items.
Covers the most common negative credit items and standard dispute needs in one flat payment.
What's Covered:
- Late Payments
- Collections
- Charge-Offs
- Hard Inquiries
- Personal Info Errors
- Incorrect Balances
- Duplicate Accounts
Complex Repair
$2990Best for
Best for files with serious derogatory items requiring advanced strategy.
Includes everything in Standard Repair plus more complex negative items that require a stronger approach.
What's Covered:
- Everything in Standard Repair
- Chapter 7 & 13 Bankruptcies
- Student Loans
- Tax Liens
- Medical Bills
- Judgments & Foreclosures
- Repossessions
High-Impact repair plans
Tradeline
Best for
Individuals with moderate credit issues requiring a more robust approach.
Process:
- Consultation: We review your credit profile and recommend the best trade lines to meet your goals.
- Account Placement: You're added as an authorized user on a seasoned account with a strong history and low utilization.
- Reporting: The trade line updates on your credit report within 30–60 days.
At Optimum Financial Group, we enhance your credit profile by adding authorized trade lines.
Inquiries Removal
$800Best for
Get Negative Inquiries Removed from Your Credit Report!
- Fast & Reliable Service: We work to remove hard inquiries that negatively impact your credit score.
- Increase Your Credit Score: Eliminating unauthorized or excessive inquiries can help improve your credit standing.
- Professional Dispute Process: We handle all disputes with credit bureaus and creditors to ensure accuracy.
How It Works:
- Submit Your Request – Provide your credit report details.
- We Handle the Disputes – Our experts file removal requests with credit bureaus.
- See Results in 30–60 Days – Inquiries successfully removed will reflect in your updated report.
Peace of Mind Plan
$80Best for
Exclusive for Optimum Clients
- Unlimited Support: Anytime you need credit repair assistance, we've got you covered.
- Priority Service: Get faster response times and priority handling for your credit needs.
- Continuous Credit Monitoring & Disputes: We’ll help ensure your credit stays optimized.
- Hassle-Free Assistance: No extra charges, just peace of mind knowing you can count on us.
Eligibility: Only available to clients who have already completed our credit repair service.
Credit repair companies cannot remove accurate, legitimate negative information.
• Negative information remains on your credit report for 27 years (up to 10 years for bankruptcies).
• While individuals can dispute these items independently, our expertise ensures accuracy and efficiency in addressing errors.
Each package is tailored to provide you with the tools and services needed to achieve your credit goals.
Let us help you take the first step toward improving your financial future!
Power Your
Business with
Funding Solutions
Need capital to take your business to the next level? Our Business Funding services offer tailored financing options with competitive rates to help you succeed.
Optimum Financial Groups leverages lawful and effective strategies to help you reach your credit objectives. Act now for improved credit.
Company
Products & Services
Business Info
8:00 AM - 3:00 PM (PST)
2717 W Coast Hwy
Newport Beach, CA 92663 United States
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